Terms & Conditions

General Provision

 

These Conditions of use (“Conditions”) govern the access or use by you, an individual, and applications, websites, content, products and services (“Services”) made available by MoneyMate Kft. Please read these Conditions very carefully before accessing or using the Services. Your access or use of the Services constitutes your agreement to be bound by these Conditions, which establishes a contractual relationship between you and MoneyMate Kft. The access or use of the Services by any child under your parental responsibility constitutes your agreement to be bound by these Conditions, which establishes a contractual relationship between you and MoneyMate Kft. If you do not agree to these terms, you or any child under your parental responsibility may not access or use the Services set forth in these Conditions.

We offer our Services in order to help parents develop the basic financial capabilities for their children. With the help of our Services children have an opportunity to learn about money and establish their basic financial skills.

By downloading or using the app, these terms will automatically apply to you, therefore you should make sure that you read them carefully before using the app. You are not allowed to copy, or modify the app, any part of the app, or our trademarks in any way. You are not allowed to attempt to extract the source code of the app, and you also should not try to translate the app into other languages, or make derivative versions. The app itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, still belong to MoneyMate Kft. 

We reserve the right at any time to change or withdraw our Services (or any feature of them) or modify our Conditions. We will notify you of any changes by posting the new Terms and Conditions on this page. We shall not be liable to you for any such modification or withdrawal. If you continue to use our Services (or any feature of them) following such modifications such modifications will be deemed to be your acceptance of such modifications. Some modifications regarding the Services may require you to accept updates provided by us. In order to ensure the regular functioning of the app you need to update the app by downloading and installing these updates. 

We may also wish to stop providing the app, and may terminate use of it at any time without giving notice of termination to you. Unless we tell you otherwise, upon any termination, (a) the rights and licenses granted to you in these Conditions will end; (b) you must stop using the app, and (if needed) delete it from your device.

 

Our Role

MoneyMate Kft. is a limited liability company registered in Hungary under the company registration number 01-09-380397 and with the registered seat at H-1173 Budapest, Búbosbanka utca 6. B. ép. We are committed to ensure that the app is fun and useful to you therefore we ask you to manage your use of our Services according to these Conditions. 

If you have any questions or suggestions about our Terms and Conditions, do not hesitate to contact us at terms@moneymateapp.com.

 

The use of our Services

The MoneyMate app stores and processes personal data that you have provided to us, in order to provide our Service. It’s your responsibility to keep your phone and access to the app secure. We therefore recommend that you do not jailbreak or root your phone, which is the process of removing software restrictions and limitations imposed by the official operating system of your device. It could make your phone vulnerable to malware/viruses/malicious programs, compromise your phone’s security features and it could mean that our app will not work properly or at all.

In order to use the Services our app requires a membership account to created after downloading the app. By opening a membership account on the Services, you warrant that: (i) you are legally capable of entering into binding contracts (ii) any personal information which you are required to provide when you apply for a membership account via the Services is true, accurate, current and complete in all respects. You will have to provide your email address and a password along with your username when you register for a membership account. We will use and store these details, along with any other personal data you may supply from time to time in accordance with our Privacy Policy.

As a parent you can create an account within your own for your child. In order to do this you must create an avatar and a username for you child’s account. After creating your child’s account a QR code will generate within your account. Using this QR code your child can open his/her account with his/her own device and use the app without having to register his/her own separate account.    

After downloading the app you must choose between the subscription options offered by us or choose to use our app free of charge. If you choose the free of charge option you only have access to limited range of our Services for an indefinite period of time.

If you wish to use the full range of our Services you may subscribe for a monthly period, for a six months period or for a yearly period of time. After choosing your subscription option a 14 days free trial period starts. If you continue using the Services after the trial period expires you are obliged to pay the fee set forth in your chosen subscription option. Your chosen subscription is renewed automatically after the expiry date passes.  

For using our Services you shall be charged by your chosen service provider (either Google or Apple or any subsidiary company) based on the general terms and conditions applied by the service provider. Please note that if you purchase a subscription through the Apple App Store or Google Play Services, payment will be charged to your Apple/Google account at confirmation of purchase, the sale is final, and we will not provide a refund. Your purchase will be subject to Apple’s/Google’s applicable payment policy, which also may not provide for refunds. Our fees include all local taxes unless otherwise stated.

The app does use third party services that declare their own Terms and Conditions. Link to Terms and Conditions of third party service providers used by the app

For the purposes of our monthly, six monthly and annual subscriptions, a month constitutes 30 calendar days, six months constitutes 180 calendar days and a year constitutes 365 calendar days. All subscription options automatically renew unless auto-renew is turned off at least 24-hours before the end of the current period. You may cancel your subscription any time 24 hours prior to the expiry date in which case you will not be charged for the next period of time according to your subscription. Bear in mind that deleting our app from your device does not cancel your subscription.   

Our monthly subscription is paid in monthly instalments. For each month that your monthly subscription is active, you acknowledge and agree that we are authorised to charge the same credit card as was used for the initial subscription fee or other payment method in the amount of the then current monthly subscription fee. The monthly renewal subscription fees will continue to be billed to the payment method you provided, automatically until cancelled. You must cancel your subscription before it renews each month in order to avoid billing of the next month’s subscription fee to the payment method you provided. Refunds cannot be claimed for any partial-month subscription period.

Our annual and six months period subscription are paid for by an upfront one-off payment with automatic annual and six months renewals respectively. You acknowledge and agree that we are authorised to charge the payment method used for (i) the initial annual/six months subscription fee at the rate secured at the time of purchase, and (ii) the renewal subscription fee(s) at the effective rate in effect at the time of any such renewal. You must cancel your subscription before it renews in order to avoid billing of the renewal subscription fee to the payment method you provided. Refunds cannot be claimed for any partial subscription period.

You should be aware that there are certain things that we do not take responsibility for. Certain functions of the app will require the app to have an active internet connection. The connection can be Wi-Fi, or provided by your mobile network provider, but we can not take responsibility for the app not working at full functionality if you do not have access to Wi-Fi, and you do not have any of your data allowance left.

If you are using the app outside of an area with Wi-Fi, you should remember that your terms of the agreement with your mobile network provider will still apply. As a result, you may be charged by your mobile provider for the cost of data for the duration of the connection while accessing the app, or other third party charges. In using the app, you are accepting responsibility for any such charges, including roaming data charges if you use the app outside of your home territory (i.e. region or country) without turning off data roaming. If you are not the bill payer for the device on which you are using the app, please be aware that we assume that you have received permission from the bill payer for using the app.

Along the same lines, we can not take responsibility for the way you use the app i.e. you need to make sure that your device stays charged if it runs out of battery and you can not turn it on to avail the Services, we can not accept responsibility.

With respect to our responsibility for your use of the app, when you are using the app, it is important to bear in mind that although we endeavour to ensure that it is updated and correct at all times, we do rely on third parties to provide information to us so that we can make it available to you. We accept no liability for any loss, direct or indirect, you experience as a result of relying wholly on this functionality of the app.

We are committed to ensure that our Services remains fun and safe for the users. By accessing and using the Services, you warrant that you will only use the Services for lawful purposes. We will not be liable to you for any loss or damage which you may suffer or incur as a direct or indirect result of any such activities. You also acknowledge and agree that you are responsible for the submissions which you submit or upload to or on the Services. 

We make no warranties of any kind, whether express or implied, in relation to the Services including (without limitation) implied warranties of non-infringement, compatibility, security, accuracy, or conditions of completeness. Save as expressly set out in these terms and conditions, we also make no warranty that the Services will meet your requirements or will be uninterrupted, timely or error-free, or that defects will be corrected. Whilst steps have been taken to ensure that the Services is free from viruses, we make no warranty in this regard and you are responsible for ensuring that you have appropriate virus checking software. We do not accept any responsibility for and, to the fullest extent permitted by law, exclude any liability for, any loss or damage whatsoever arising out of or related to any use of, inability to use, or reliance on, the Services or any information provided on or from them. 

Miscellaneous

Any links to the Services from any other third party or service are strictly prohibited without our prior written consent. 

The contract between us is binding on both parties’ respective successors and assigns. You may not transfer, assign, charge or otherwise dispose of a contract, or any of your rights or obligations arising under it, without our prior written consent. We may transfer, assign, charge, sub-contract or otherwise dispose of a contract, or any of our rights or obligations arising under it, at any time during the term of the contract. 

We are not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under a Force Majeure Event (events outside our reasonable control).

These Conditions and any other legal notices contained from time to time in the Services and all issues arising from the Services are governed by Hungarian law. The Hungarian courts will have exclusive jurisdiction over any claim or matter arising from, or related to, a visit to the Services, and over any claim or matter arising under or in connection with these Conditions or any contract entered into with you pursuant to these Conditions.

These Conditions are effective from the date of 2021.05.20.